Florida Business Guide

    How to Start a Business in Florida (FL) — 2026 Guide

    Everything you need to register, license, and launch your business in Florida. Step-by-step guide with current fees, tax rates, and compliance requirements.

    Starting a service business in Florida comes down to four things: picking a structure, registering with the state, getting licensed for your trade, and setting up a way to bill customers. Filing an LLC in FL costs $125, ongoing reporting is $138.75/yr, sales tax is 6% + local, and personal income tax runs No personal income tax. Below is the full sequence, the fees you should budget for, the licenses most trades need, and the deadlines that catch new Florida owners off guard.

    Most new registrations come out of Jacksonville, Miami, Tampa and the rest of Florida — local business licenses are issued at the city or county level, so check yours after the state filing clears.

    What it costs to start a business in Florida

    ItemFL cost
    LLC / entity filing (one-time)$125
    Annual / periodic report$138.75/yr
    Federal EIN (IRS)Free
    Sales tax registrationTypically free
    Trade / professional licenseVaries by trade
    Local business licenseSet by city / county

    Fees change — confirm current amounts with the FL Secretary of State and the Florida Department of Revenue.

    Realistic timeline for a Florida launch

    Week 1

    Choose your structure and file with the FL Secretary of State ($125). Get your free EIN from the IRS the same day.

    Week 2

    Register for Florida sales tax with the Florida Department of Revenue, then open a business bank account under the registered name.

    Weeks 2–4

    Apply for your trade license and local business license. This is usually the longest step: Sales tax certificate (free); Local business tax receipt.

    Weeks 3–4

    Get general liability insurance (and workers' comp before your first hire), then set up estimates and invoicing so you can bill the day you're cleared to work.

    Florida Business Quick Facts

    LLC Filing Fee

    $125

    Annual Report

    $138.75/yr

    Sales Tax

    6% + local

    Income Tax

    No personal income tax

    Steps to Start a Business in Florida

    1

    Choose your business structure

    2

    Register with Florida Division of Corporations (Sunbiz)

    3

    Get a federal EIN

    4

    Register for Florida sales tax

    5

    Get local business tax receipts

    6

    Get professional licenses if needed

    7

    Open a business bank account

    8

    Get business insurance

    Required Licenses & Permits

    Sales tax certificate (free)
    Local business tax receipt
    Professional/trade license
    Contractor license (DBPR)

    Florida Business Tips

    Florida has no personal income tax — keep more of your profits

    Annual reports are due by May 1st — $400 late fee!

    Most counties require a local business tax receipt

    Contractors need a state license through DBPR

    Official Resources

    Frequently Asked Questions

    Does Florida have income tax?

    No personal income tax. Corporations pay 5.5% on income over $50,000.

    When is the annual report due?

    May 1st every year. The late fee is $400, so don't miss it!

    How long does it take to start a business in Florida?

    Online LLC filings with the FL Secretary of State are typically processed in a few business days, and an EIN from the IRS is issued immediately online. Trade licensing and local permits usually take longest — plan on two to six weeks before you're fully cleared to work, depending on your trade.

    Do I need an LLC to start a service business in Florida?

    No — you can operate as a sole proprietor in Florida and still invoice customers legally. An LLC ($125 to file, $138.75/yr) separates your personal assets from business liability, which matters most once you're on customer property, hiring help, or signing contracts.

    Do I have to collect sales tax in Florida?

    Florida sales tax is 6% + local. Materials and goods are commonly taxable, while labor treatment depends on the type of work, so bill parts and labor as separate lines and register with the Florida Department of Revenue before you start collecting.

    How do I get paid once my Florida business is registered?

    Open a business bank account under the registered name, then invoice from a tool that applies FL tax per line item and accepts cards. Glo Invoice sends invoices by text with a one-tap pay link, and Tap to Pay lets you charge on site before you leave the job.

    Invoicing guides by trade in Florida

    Cities in Florida

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