Split a job total into a deposit and progress payments with due dates — the structure that keeps cash flowing on multi-week work.
Free to use with no account. When you want to send the result by text, take a card payment, or keep a record of every job, the same numbers carry straight into Glo Invoice.
How a schedule is structured. A deposit up front, progress payments tied to milestones, and a final balance on completion — each with its own due date and amount.
Worked example. A $12,000 remodel: $3,000 deposit at signing, $4,500 at rough-in, $3,000 at finish, $1,500 on final walkthrough. You never carry more than one stage of cost.
Tie payments to milestones, not dates. Milestones are visible and hard to argue with. Calendar dates slip when weather, permits, or the customer's own decisions slip.
Common mistakes. A deposit too small to cover materials; no written consequence for a missed stage; starting the next stage before the last payment cleared.
Frequently asked questions
How big should the deposit be?
Enough to cover materials and mobilization for the first stage. Some states cap residential deposits on home-improvement contracts — check yours.
What if the customer misses a progress payment?
Stop work at the end of that stage, in writing, as your agreement allows. Continuing while unpaid is how contractors end up financing the job.
Do I invoice each stage separately?
Yes — a separate invoice per stage keeps the record clean and makes each amount collectible on its own.
