Trades & Field Service

    Burden rate

    The fully loaded cost of an employee — wage plus taxes, insurance, and benefits.

    Definition

    Burden is typically 20–35% on top of the base wage. Includes payroll taxes (FICA, FUTA, SUTA), workers' comp, health insurance, and PTO.

    Related terms

    Labor rate

    The hourly rate billed for skilled labor — distinct from a tech's actual wage.

    Workers' compensation insurance

    Insurance covering employee medical bills and lost wages from work-related injuries.